Is an expert in analyzing, advising, structuring, underwriting, packaging, presenting, and negotiating loan proposals.
	Is knowledgeable in the many types of mortgage loans available, and is able to find the best type to fit YOUR NEEDS.
	Has a vast network of lenders that are available for the placement of your mortgage package, and are therefore VERY RATE COMPETITIVE.
	Is continuously updated as to rates available in the ever-changing mortgage market, again enabling them to offer THE BEST RATES AVAILABLE
	Is a specialist in all phases of mortgage lending and has the resources available to handle all your mortgage financing needs.

How Do I Select A Mortgage Broker?
One of the best criteria is whether the broker is a member of the Florida Association of Mortgage Brokers.

FAMB Members are pledged to a strict Code of Ethics and Professional practices. Members regularly attend mortgage seminars to keep current on mortgage market conditions. Look for the emblem indicating membership in the Florida Association of Mortgage Brokers.

	The broker should be a full-time professional
	The broker should have good knowledge of the current day-to-day mortgage market, including the type and terms of loans that lenders are interested in making.
	The broker should be capable of analyzing, advising, restructuring, underwriting, packaging, presenting and negotiating your loan proposal with the right lender.
	Whether arranging the purchase or sale of a mortgage, the broker should know its current market value.
	Most brokers specialize in different areas of mortgage finance. Choose the mortgage broker whose specialty suits your individual needs.

Gulfside Mortgage, Inc. is a Licensed Correspondent Lender.  We are committed solely to the function of securing mortgages for our clients with the best rate and terms possible.  We believe educating Borrowers about what Gulfside Mortgage, Inc. does, is critical to our success.  
Our primary function is to find the right Lender for each of our clients.  We bring the Borrower and the Lender together.  Lenders appreciate it when we bring them business (Borrowers), so they do two things to thank us.  First they offer us wholesale pricing, we pass this pricing on to our clients, which enables us to beat most every retail rate you'll find.  Secondly, the Lenders pay us for bringing them business....consequently, 98% of the time, that's how we are paid, by the Lender, NOT the client.  
Let us show you what we do.  Give us a call, we'll find you the BEST MORTGAGE!

Below is our license number for the state of Florida:
· Correspondent Lender License number: CL 0400091

 Q:     Do you have the time, or the desire to visit several different banks to see who has the best mortgage rate and program for you?

A:     Probably not....but there is good news, WE DO, it's our job!  Let us do your shopping for you.  Not only is shopping for mortgage rates our area of expertise, but because we are in the business of Mortgage Brokering, we are offered rates at WHOLESALE pricing, and almost every time can BEAT ANY RATE you would find at your local bank!


Q:    If your Bank is looking out for their best interest.....who is looking out for YOURS?

A:    More good news.....WE ARE!  We are Committed to YOUR best interest!  Getting the BEST RATE AND TERMS for you, and delivering them with WORLD CLASS SERVICE, is our only focus.  It's what we do!


Q:   Do you know how often rates can change?

A:   Rates can change daily, or sometimes several times in a day.  It's OUR BUSINESS to WATCH THE RATES FOR YOU.   We watch the rates on an hourly basis.  Call us for a quote!